financing
At Happy H Karz, we understand that keeping your vehicle in top shape shouldn’t be a financial burden. That’s why we offer flexible financing options to help you manage your maintenance and repair needs with ease. Choose from SNAP Finance, EasyPay Financing, or Synchrony Financing — whichever fits your budget best. With over 30 years in the automotive service industry, our commitment to providing exceptional care means you can trust us to get the job done right without breaking the bank. Let us help you get back on the road with confidence, knowing you’ve got financing options that work for you!
SNAP Finance
Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹
To apply, you’ll need to:
- Be of legal age to enter into a contract
- Have a monthly income of at least $1,000
- Have an active checking account
- Provide a valid email address and smartphone number
- With approvals up to $5,000², don’t wait – get what you need today with Snap!
*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options
¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
²Not all applicants will be approved for $5,000.


EasyPay Financing
Get help with up to $5,000 towards the purchases you need with $0 down today.
Our easy, secure, and transparent process means you can apply in minutes from anywhere with no surprise fees waiting for you later.
And if you pay it off in 90 days? You get a full interest rebate!*
*with a $40 processing fee
Synchrony Financing Available
Fast and Simple Financing Now Available!
The unexpected is bound to happen - sudden repairs, flat tires and even regular maintenance. It all adds up and it can be quite expensive. That's why we now offer fast and simple financing with the new Synchrony Bank Preferred Customer Credit Card. Get the card for your car today because YOU DESERVE special financing.
As true tire and automotive professionals, we aim to make your experience simple, straightforward, and hassle-free. It's the kind of trusted service and experience that only a neighbor can provide.
As a cardholder, you’ll enjoy these ongoing benefits:
- Get 6 Months Promotional Financing on purchases of $199 or more with your Synchrony Bank Credit Card*
- NEW - Use your card at gas stations nationwide.**
- A convenient way to pay for oil changes, routine maintenance, tires and more.
- Accepted at over 25,000 Synchrony Car Care locations
- Exclusive cardholder discounts
- Instant credit decision
- No annual fee***
- Convenient monthly payments
- 24/7 online account management
*Subject to credit approval. Minimum monthly payments required. See store for details. We reserve the right to discountinue or alter the terms of this offer at any time.
**Gas purchases not eligible for promotional financing. Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S. & P.R. Visit mysynchrony.com/carcare to find a gas station near you.
***For new accounts: Purchase APR is [29.99%]; Minimum Interest Charge is $2.